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Use this calculator to see how your investments can grow over time with compound interest. Enter your starting balance, contribution amount, interest rate, and time horizon to estimate future value.
The amount you start with (can be $0).
How much you plan to invest each month (can be $0).
Expected annual return on your investments (historical stock market average is ~7%).
How many years you plan to let your money grow.
Future Value
After 30 years, your investment could grow to $0, assuming an annual return of 7%.
Compound interest is the process where interest is earned not only on the principal amount but also on previously earned interest. This creates exponential growth over time.
This calculator uses the compound interest formula: A = P(1 + r/n)^(nt) + PMT × (((1 + r/n)^(nt) - 1) / (r/n))