Terms of Service

Last updated: 9/6/2025

Important: Our calculator provides estimates for planning purposes only. Always consult with a qualified financial advisor for personalized advice.

Acceptance of Terms

By accessing and using FIRE Retirement Calculator ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Description of Service

FIRE Retirement Calculator provides:

  • Free Coast FIRE and retirement planning calculators
  • Educational content about financial independence strategies
  • Email delivery of calculation results
  • Blog articles and guides about FIRE (Financial Independence, Retire Early)

Financial Disclaimer

IMPORTANT FINANCIAL DISCLAIMER:

  • Our calculators provide estimates only based on assumptions and historical data
  • Results are not guaranteed and actual performance may vary significantly
  • We are not financial advisors and this is not personalized financial advice
  • Consult a qualified financial professional before making investment decisions
  • Past performance does not guarantee future results

User Responsibilities

You agree to:

  • Provide accurate information when using our calculators
  • Use the service for lawful purposes only
  • Not attempt to reverse engineer or copy our tools
  • Not spam or abuse our email systems
  • Respect intellectual property rights
  • Not use the service to provide financial advice to others

Intellectual Property

All content, calculators, designs, and materials on this website are owned by FIRE Retirement Calculator or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may use our calculators for personal, non-commercial purposes. You may not copy, distribute, or create derivative works without permission.

Limitation of Liability

To the maximum extent permitted by law, FIRE Retirement Calculator shall not be liable for:

  • Any financial losses resulting from use of our calculators
  • Decisions made based on our content or calculations
  • Errors or inaccuracies in calculations or content
  • Service interruptions or technical issues
  • Third-party actions or content

Our total liability to you for any claim shall not exceed $100.

Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Service Availability

We strive to keep our service available 24/7, but we don't guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or other reasons without prior notice.

Affiliate Relationships

Our website may contain affiliate links to financial products and services. We may receive compensation if you click on these links or make purchases. This doesn't affect our recommendations, and we only promote products we believe are valuable.

Termination

We may terminate or suspend your access to our service at any time, without prior notice, for conduct that violates these terms or is harmful to other users or the service.

Changes to Terms

We may modify these terms at any time. Significant changes will be notified through our website or email. Continued use of the service after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of [Your State/Country]. Any disputes will be resolved in the courts of [Your Jurisdiction].

Contact Information

If you have questions about these terms, please contact us:

Email: [your-email@domain.com]
Contact Form: /contact